TIJARAH ISLAMIC CREDIT CARD
Southeast Bank’s Tijarah Islamic Credit Card’, a Shariah-compliant financial product that adheres to Islamic finance and banking rules. As charging or paying interest (usury) is prohibited (haram) in Islamic finance, our Tijarah Islamic Credit Card’ has been thoughtfully designed to eliminate interest payments entirely, ensuring full compliance with Islamic law. We have introduced the ‘Tijarah Islamic Credit Card’ with Mastercard World and Mastercard Titanium.
The ‘Tijarah Islamic Credit Card’ offers several facilities
| Value Propositions | Key Features |
| • Free access to worldwide airport lounges • Free access to domestic airport lounges • Buy one get one free on buffet meals • Friday cashback at top super shops • 0% EMI at affiliated merchants • Discounts at affiliated merchants • Reward point for Sadakah • Sadakah certificate Card • Renewal fee waiver by 18 POS and ecommerce transactions and Tk. 1,00,000 upon useage. | • Dual currency credit card • Card to account fund transfer • Card to wallet fund transfer • Cash withdrawal from branch POS • Cash withdrawal from ATM • Tolerance on Transaction Fee • 10 repayment options Auto-debit facility • Safety-net insurance |
Fee Structure of Tijarah Islamic Credit Card:
| Annual/Renewal Fee | BDT 6000 + VAT |
| Card Replacement Fee | BDT 1000 + VAT |
| Late Pay Penalty | USD 10 (USD part) and BDT 500 (BDT part) |
| Statement Retrieval Fee | BDT 100 |
| Charge Slip Retrieval Fee | USD 10 (USD part) and BDT 250 (BDT part) |
| PIN Reissue Fee | BDT 500 |
| Supplementary Card Fee | BDT 6000 (for USD Credit Limit) BDT 1000 (If no USD Credit Limit), One-time fee |
| Cheque Book Fee | BDT 200 per 10 leaves book |
| Cheque Processing Fee | BDT 150 per BDT 10000 outstanding slab + VAT |
| ATM Service Fee | BDT 230 per BDT 10000 outstanding slab |
| CIB Obtaining Fee | BDT 200 |
| Wallet Fund Transfer Fee | BDT 230 per BDT 10000 outstanding slab |
| Branch POS Service Fee | BDT 230 per BDT 10000 outstanding slab |
| Monthly Maintenance Fee | Domestic: BDT 150 per BDT 10000 outstanding slab International: USD 2 per USD 100 outstanding slab |
| SMS Fee | BDT 345 |
Eligibility To Get Tijarah Islamic Credit Card
• Salaried person: (Monthly salary of Tk. 25,000 and above)
• Businessman: (Monthly income of Tk. 50,000 and above)
• Self-employed professional: (Monthly income of Tk. 50,000 and above)
• Person having other reliable source of income: (Monthly income of Tk. 50,000 and above)