EMI PAY

We offer a variety of options for you to repay your Credit Card transactions by flexible monthly installments. In terms of your need, you can choose any of the below EMI plans for a tenure of 3/6/9/12/18/24/30/36 months. Among the options, ‘0% EMI’ is Interest-free and the rest options shall apply additional Rate of Interest (On EMI convertible amount) which is payable by you to Southeast Bank Limited.

O% EMI : You can avail EMI facility on your local POS and Online purchases (Minimum Tk. 5000) from our affiliated Merchant points.

Mix EMI : You can even apply for ‘Mix EMI’ to extend EMI tenure beyond Merchant’s offer of ‘0% EMI’ by filling up a prescribed form at the time of purchase from Merchant point. Rate of Interest is @8% flat per annum.

Any POS EMI : Apart from enlisted Merchants, you can still avail ‘Any POS EMI’ facility on any other local POS and Online purchases (Minimum Tk. 5000). Rate of Interest is @10% flat per annum.

Card Cheque EMI : If you withdraw cash (Tk.5000 and above) by Card Cheque, you can avail ‘Card Cheque EMI’ facility. Rate of Interest is @12% flat per annum.

Bank POS EMI : While you withdraw cash (Tk.25000 and above) through Bank POS from SEBL branches, you can also avail ‘Bank POS EMI’ facility. Rate of Interest is @12% flat per annum.

Fund Transfer EMI : While you fund transfer (Tk.5000 and above) through E-Wallet (bKash, Nagad etc) from SEBL Credit Card, you can also avail ‘Fund Transfer EMI’ facility. Rate of Interest is @12% flat per annum.

Termination of EMI Facility 

Non repayment of installment for consecutive three months will automatically lead to termination of the EMI Facility and interest will be charged in usual manner on the unpaid outstanding of the actual transaction amount converted to EMI.