VISA SIGNATURE CREDIT CARD
The Visa Signature Credit Card is a premium financial product designed to meet the sophisticated needs of high-net-worth individuals and frequent travelers. It offers a range of exclusive benefits that enhance everyday experiences, including complimentary access to both international and domestic airport lounges, airport pick and drop services, attractive rewards and cashback programs, as well as complimentary dining at luxury hotels and restaurants.
The ‘Visa Signature Credit Card’ offers several facilities
| Value Proposition | |
| • 16 Complimentary Visits at Worldwide Airport Lounges • 4 Complimentary Visits at Domestic Airport Lounges • Airport Pick & Drop Service • Flexible EMI Options • BOGO Offers • Extensive Discounts • Membership Rewards • Cashback at Super shops • Visa Quick Read Card • Auto-Debit Facility • No Over Limit Fee | • Renewal Fee Waiver • Cash Withdrawal & Card Cheque Convenience • Real-Time Payment Adjustment • Multiple Bill Payment Options • Instant Card & PIN Issuance • Transaction Alerts • Declined Transaction Notifications • Inter-bank Card to Account Fund Transfer • Secure Online Shopping • Internet Banking Facility |
Fee Structure of Visa Signature Credit Card:
| PARTICULARS | INTERNATIONAL CARD-TQ | INTERNATIONAL CARD-TQ RFCD & ERQ |
| ANNUAL CARD FEE | BDT 10,000+VAT | USD 90+VAT |
| CARD REPLACEMENT FEE | BDT 1,500 | USD 15 |
| LATE PAYMENT FEE | BDT 1,000 | USD 10 |
| STATEMENT RETRIEVAL FEE | BDT 200 | USD 5 |
| CHARGE SLIP RETRIEVAL FEE | BDT 300 | USD 5 |
| PIN REISSUE FEE | BDT 750 | USD 7 |
| SUPPLEMENTARY CARD FEE | BDT 10000+VAT for USD credit limit and Tk. 2000+VAT for BDT credit limit (Onetime fee) Joining fee | USD 90+VAT |
| FIRST CARD CHEQUE BOOK | Free | Free |
| CARD CHEQUE BOOK FEE | BDT 345 For 10 Leaves | BDT 345 For 10 Leaves |
| CARD CHEQUE PROCESSING FEE | 1.50% +VAT | 1.50% +VAT |
| BANK POS PROCESSING FEE | 2%+VAT | 2%+VAT |
| CASH ADVANCE FEE | Local Currency 2% Or BDT 200 (Whichever is Higher)+VAT Foreign Currency 2% Or USD 3(Whichever is Higher)+VAT | Local Currency 2% Or BDT 200 (Whichever is Higher)+VAT Foreign Currency 2% Or USD 3(Whichever is Higher)+VAT |
| EMI EARLY SETTLEMENT FEE | 2% | 2% |
| MONTHLY INTEREST CHARGE | 1.67% | 1.67% |
| CARD TO WALLET | 2.30% | 2.30% |
| CIB OBTAINING FEE | BDT 200 | FREE |
| SMS /EMAIL ALERT FEE | BDT 300+VAT | USD 3 |
| WALLET TO CARD DEPOSIT | BDT 34 | BDT 34 |
| IB FUND TRANSFER FEE | SEBPLC Account: 2% +Vat BEFTN: Tk. 3%+Vat NPSB: Tk. 2%+Vat | SEBPLC Account: 2% +Vat BEFTN: Tk. 3%+Vat NPSB: Tk. 2%+Vat |
| CARD CANCELLATION FEE | BDT 500 | BDT 500 |
| NOC ISSUANCE FEE | BDT 500 | BDT 500 |
| CERTIFICATE FOR VISA APPLICATION PURPOSE | BDT 500 | USD 5 |
| INSURANCE PREMIUM | 0.35% on outstanding | 0.35% on outstanding |
| ZERO RENEWAL FEE | 18 Transaction & BDT 2.5 Lac | 18 Transaction & BDT 2.5 Lac |
| COMPLIMENTARY ACCESS TO AIRPORT LOUNGE | 16 International & 4 Domestic | 16 International & 4 Domestic |
| PICK OR DROP SERVICE | 10 Times | 10 Times |
| INTEREST FREE PERIOD | 45 Days | 45 Days |