VISA SIGNATURE CREDIT CARD

The Visa Signature Credit Card is a premium financial product designed to meet the sophisticated needs of high-net-worth individuals and frequent travelers. It offers a range of exclusive benefits that enhance everyday experiences, including complimentary access to both international and domestic airport lounges, airport pick and drop services, attractive rewards and cashback programs, as well as complimentary dining at luxury hotels and restaurants.

The ‘Visa Signature Credit Card’ offers several facilities

Value Proposition
• 16 Complimentary Visits at Worldwide Airport Lounges
• 4 Complimentary Visits at Domestic Airport Lounges
• Airport Pick & Drop Service
• Flexible EMI Options
• BOGO Offers
• Extensive Discounts
• Membership Rewards
• Cashback at Super shops
• Visa Quick Read Card
• Auto-Debit Facility
• No Over Limit Fee		• Renewal Fee Waiver
• Cash Withdrawal & Card Cheque Convenience
• Real-Time Payment Adjustment
• Multiple Bill Payment Options
• Instant Card & PIN Issuance
• Transaction Alerts
• Declined Transaction Notifications
• Inter-bank Card to Account Fund Transfer
• Secure Online Shopping
• Internet Banking Facility

Fee Structure of Visa Signature Credit Card:

PARTICULARSINTERNATIONAL CARD-TQINTERNATIONAL CARD-TQ RFCD & ERQ
ANNUAL CARD FEEBDT 10,000+VATUSD 90+VAT
CARD REPLACEMENT FEEBDT 1,500USD 15
LATE PAYMENT FEEBDT 1,000USD 10
STATEMENT RETRIEVAL FEEBDT 200USD 5
CHARGE SLIP RETRIEVAL FEEBDT 300USD 5
PIN REISSUE FEEBDT 750USD 7
SUPPLEMENTARY CARD FEEBDT  10000+VAT for USD credit limit and Tk. 2000+VAT for BDT credit limit (Onetime fee) Joining feeUSD 90+VAT
FIRST CARD CHEQUE BOOKFreeFree
CARD CHEQUE BOOK FEEBDT 345 For 10 LeavesBDT 345 For 10 Leaves
CARD CHEQUE PROCESSING FEE1.50% +VAT1.50% +VAT
BANK POS PROCESSING FEE2%+VAT2%+VAT
CASH ADVANCE FEELocal Currency 2% Or BDT 200 (Whichever is Higher)+VAT
Foreign Currency 2% Or USD 3(Whichever is Higher)+VAT		Local Currency 2% Or BDT 200 (Whichever is Higher)+VAT
Foreign Currency 2% Or USD 3(Whichever is Higher)+VAT
EMI EARLY SETTLEMENT FEE2%2%
MONTHLY INTEREST CHARGE1.67%1.67%
CARD TO WALLET2.30%2.30%
CIB OBTAINING FEEBDT 200FREE
SMS /EMAIL ALERT FEEBDT 300+VATUSD 3
WALLET TO CARD DEPOSITBDT 34BDT 34
IB FUND TRANSFER FEESEBPLC Account: 2% +Vat
BEFTN: Tk. 3%+Vat
NPSB: Tk. 2%+Vat		SEBPLC Account: 2% +Vat
BEFTN: Tk. 3%+Vat
NPSB: Tk. 2%+Vat
CARD CANCELLATION FEEBDT  500BDT  500
NOC ISSUANCE FEEBDT  500BDT  500
CERTIFICATE FOR VISA APPLICATION PURPOSEBDT  500USD 5
INSURANCE PREMIUM0.35% on outstanding0.35% on outstanding
ZERO RENEWAL FEE18 Transaction & BDT 2.5 Lac18 Transaction & BDT 2.5 Lac
COMPLIMENTARY ACCESS TO AIRPORT LOUNGE16 International & 4 Domestic16 International & 4 Domestic
PICK OR DROP SERVICE10 Times10 Times
INTEREST FREE PERIOD45 Days45 Days